Compare Slab Regimes
New regime vs. old regime
The new tax regime offers six progressive slabs starting at ₹2.5 lakh with lower tax rates but minimal deductions, while the old regime preserves Section 80C/80D benefits with higher rates. Running both computations annually helps lock in the lower liability.
New Regime Snapshot
- ₹2.5L–₹5L: 5%
- ₹5L–₹7.5L: 10%
- ₹7.5L–₹10L: 15%
- ₹10L–₹12.5L: 20%
- ₹12.5L–₹15L: 25%
- >₹15L: 30%
Old Regime (key slabs)
- ₹2.5L–₹5L: 5%
- ₹5L–₹7.5L: 10%
- ₹7.5L–₹10L: 15%
- Higher slabs retain legacy rates plus surcharge.
Planner Checklist
- Map eligible deductions/exemptions.
- Project income mix (salary, business, capital gains).
- Factor rebate under Section 87A.
- Account for surcharge & cess.
Lock the right regime before filing
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